2030 IPO Reverse Simulation

5-Year Financial Projection Rationale

Year-by-year milestones and financial targets reverse-calculated from 2030 IPO goal

2030 IPO Target

KOSDAQ Tech Special Listing or General Listing

500억+

Target Market Cap

100

Target Revenue

20

Target Operating Profit

20만+

Target Users

Valuation Rationale

PSR (Price-to-Sales Ratio): 5x

Based on AI Fintech startup average PSR 8-10x

Calculation: 35억 × 8.5 = 297.5억 ≈ 300억

Meets KOSDAQ Tech Special Listing minimum market cap

5-Year Growth Trajectory

Year-by-Year P&L Breakdown

Revenue structure, cost structure, and operating profit calculation for IPO target

2025

Development

-3

Operating Profit

Revenue Calculation

B2B

0 clients × 0

0

B2C

0 users × $15/mo

0

Total Revenue

0

Cost Calculation

Personnel (3)1.8
Cloud/Infra0.4
LLM API (AI)0.2
Data API0.3
Marketing0.1
Office/Other0.2

Total Costs

3

Key Milestones

  • Core platform
  • Beta test
  • 14 microservices
Total Users1,000

03=-3(OPM 0.0%)

2026

B2B Pilot

-1.5

Operating Profit (-30.0%)

Revenue Calculation

B2B

3 clients × 1.5

4.5

B2C

500 users × $15/mo

0.5

Total Revenue

5

Cost Calculation

Personnel (6)3.6
Cloud/Infra0.8
LLM API (AI)0.5
Data API0.5
Marketing0.8
Office/Other0.3

Total Costs

6.5

Key Milestones

  • 3 securities pilots
  • B2C soft launch
  • Revenue validation
Total Users5,000

56.5=-1.5(OPM -30.0%)

2027

Full Launch

+3

Operating Profit (20.0%)

Revenue Calculation

B2B

8 clients × 1.8

14.4

B2C

2,000 users × $15/mo

0.6

Total Revenue

15

Cost Calculation

Personnel (10)6.5
Cloud/Infra1.5
LLM API (AI)1.2
Data API0.8
Marketing1.5
Office/Other0.5

Total Costs

12

Key Milestones

  • Full stock service
  • First profitability
  • Global stocks
Total Users15,000

1512=+3(OPM 20.0%)

2028

Expansion

+11.7

Operating Profit (33.4%)

Revenue Calculation

B2B

15 clients × 2

30

B2C

5,000 users × $15/mo

5

Total Revenue

35

Cost Calculation

Personnel (18)12.6
Cloud/Infra2.5
LLM API (AI)3
Data API1.2
Marketing3
Office/Other1

Total Costs

23.3

Key Milestones

  • Crypto service
  • Mobile app
  • Series A funding
Total Users40,000

3523.3=+11.7(OPM 33.4%)

2029

Leadership

+23.5

Operating Profit (36.2%)

Revenue Calculation

B2B

25 clients × 2.2

55

B2C

10,000 users × $15/mo

10

Total Revenue

65

Cost Calculation

Personnel (30)22.5
Cloud/Infra4
LLM API (AI)6
Data API2
Marketing5
Office/Other2

Total Costs

41.5

Key Milestones

  • All-asset platform
  • IPO preparation
  • Pre-IPO round
Total Users100,000

6541.5=+23.5(OPM 36.2%)

2030

IPO

+32

Operating Profit (32.0%)

Revenue Calculation

B2B

35 clients × 2.3

80.5

B2C

15,000 users × $15/mo

19.5

Total Revenue

100

Cost Calculation

Personnel (45)36
Cloud/Infra6
LLM API (AI)10
Data API3
Marketing8
Office/Other5

Total Costs

68

Key Milestones

  • KOSDAQ IPO
  • Revenue 100억
  • Profit 20억+ (IPO 요건 충족)
Total Users200,000

10068=+32(OPM 32.0%)

Key Assumptions & Risks

Growth Drivers

  • B2B securities firm partnership expansion (2-3 new clients/year)
  • B2C subscription conversion rate 3-5%
  • AI analysis accuracy differentiation
  • 2027 global stocks, 2028 crypto expansion

Key Risks

  • B2B sales delay → revenue shortfall
  • Large competitor entry (Toss, Kakao)
  • Financial regulation changes
  • Key talent attrition